BPM, I can tell you that i didnt write that comment in the mod threat level, but at the same time i agree with it.

Lets be real here. For the last year or so you have been in default like 90% of the time. During that time you come into chat and conduct trades and other loans and show no interest in using anything you have to pay back the loanshark. We cant label you anything but a severe threat. All our experience with you is you being in default and not paying back the debt even when you show with the trades you are conducting that you could buy the points and pay the debt.

Not to mention the numerous times you buy coupons to play the freerolls instead of paying the debt. Your arguement is that they have a better chance of getting repaid if you win something in the freeroll. You complain about the mod threat level comment which states "User borrows with no intent of paying back, unless if he wins something." even though as i just said you confirm it when you say they have a better chance of getting repaid if you use the points for freerolls.

My honest opinion is that if i was to loan you points i likely wouldnt see them for a long time, if ever. We have to put forward that opinion on the background check page.