Since the Marketplace is used A LOT for Loans. .I am thinking about adding a Loan Shark upgrade to it.
The idea I have is that you set your terms:
Zab - Loan Amount 500 Points Repayment Amount 550 Points Days to Repay 4
People Who Have Applied for the Loan: Name Here, Rating etc
Then you can grant the loan based on ratings system.
The marketplace is NOT designed for loans, because what happens is, users get the loans, spend the points then never come back. The person who gave the loan disputes it, then the only one out of points is the site..
So, loans will have to be do at your own risk.
ESSENTIALLY I am insuring your loans :|