i agree with some of this but also disagree with some. obv if a person is asking or applying for a stake they are probably broke. they shouldnt have to put up points as insurance. they most likely wont have the points. staking is a money making venture and has risks. obv the staker is taking all the risks and they need to be careful on whom they choose to stake. just doenst seem like a very good idea to make them put up points to be staked.