i remeber i had an account on FT and made a deposit using echeck when i was soo drunk for like 600, i didnt even have a penny in my bank account lmao...it ended up bouncing lol, but i turned that 600 into like 2500 and they just took back there 600...so it was like a FT loan basically lol...i got banned from using echecks but it was pretty cool....thank god i ended up winning b.c i woulda never been able to pay that back if i lost it lol