one thing that may make it a little easier and is really just me nit picking but in the stake terms section what do you think about it saying "horses cut" rather that "stake split" and having to put staker/player in the description. if it just said "horses cut" there would just be one number and might prevent people from making the mistake of putting the wrong number in the wrong place like lets say that the staker wanted 60% but accidentally put in 40/60 it could throw the thing off, but if it was just one number and it was clear that that number is the horses cut, it just may help avoid mistakes and make it clearer who gets what.