I agree with everything except the "one chargeback and it's gone". I can understand if the person has multiple reversals, but there have been times that good upstanding members have had offers reverse through no fault of their own, (some glitch somewhere, bad tracking through the advertisers, etc). We've had a mass reversal of a particular offer in the past, (the invention.com one for example). Yes there were a lot of bs completions, but the legit completions were also penalized for this when they did nothing wrong.