Marketplace Spam

[Zab]

One issue is only 1 loan allowed in Loan Shark hence any second loan people are going over to the marketplace. You have stated that marketplace "loans" are not disputeable...not, not allowed. More than one in shark would cut it back further.

If I allowed 2 loans, people would ask for a loan to pay off an old loan.. Then they would just owe more and more and more.

The only way I would consider that, would be once the 'credit check' upgrade is ready.

I.E. Click Credit check OR when you want to offer a loan it would give you information:

How many Defaults, How many points this person generated in the last 2 weeks, How many other loans out there, How long have they been a member