I have never won enough to make a big payout. Over 2 years, I won about $360.00 from Players only and cashed out $300.00. It took about 17 days and I Had no real issues. Talk to some of the on line pros at the forums (like Q Tip, Leatherass, or Black Rain to see how they cash out. They make 6 figure incomes from these sites, and have the "business part" down.