Well this is interesting I think this one excerpt from the first link explains how it applies to individuals and states the " rule " is for business and not individuals. It leads me to believe at this time that there should not be a big concern.

From 1st link above:

Creating clear-cut rules for virtual currencies is difficult. A FinCen official said that anti-money-laundering rules would apply depending on the "factors and circumstances" of each business. The rules don't apply to individuals who simply use virtual currencies to purchase real or virtual goods.

Very interesting Zab, nice to know you are up to date on pertinent news for the members!