The marketplace and loan shark upgrades have been fantastic. They allow us to profit not only from doing surveys, watching videos, and playing in the client, but also by lending and trading. However, a bit more information to use when making lending and market decisions would make both upgrades even better.

  • "Loan Shark" feedback is nice, but mostly meaningless if you do not know the amount of points of the loan associated with the feedback. "A+++ Player paid back in 3 days as to the terms of our loan" means little at 25 points, but a lot at 2,500 points. It would be much better if lenders could see the points associated with each loan.
  • The marketplace feedback should work the same as suggested above for the loan shark feedback.
  • Both marketplace and loan shark feedback should be included in the player profiles. By doing this, a lender could check a potential client's marketplace feedback to help determine the risk of a requested loan through loan shark.
  • Allow more than 1 loan through loan shark for members with pristine credit. Membership has its privileges, and membership in the Honest Joe's Club could mean a member could take out a second loan once he has borrowed 30,000 points with perfect feedback. Perhaps even a third loan could be taken out at 100,000 points, etc.
  • Establish a protocol for when a scam or refusal to repay a loan takes place. I'm not sure if there is much the site could do about this, but a place in the forum to shame people like this would be a good start at member policing of this type of behavior.