As of recent I have a lot of points. Probably a lot less than some, but a lot more than I have ever had at one time. As is the case, I have considered loaning points in loan shark.

There were three (4k) loan requests last night. All requiring seven days for repayment. All with all or almost entirely good feedback and placed by longstanding members who's names I recognize. I put in an offer for all three for 500 pnts interests.

Here's my logic, 2% per day with a min of 5% and a max of 12.5%. I make no variations for members with better history simply because they are the only ones I would even consider loaning to.

Like I said, I have never had excess points to spare before and therefore have never used this feature. So, I am wondering how reasonable or unreasonable this sounds. I would also appreciate hearing your standpoint. ie, have loaned, borrowed, or not. A lot, a little, ect. Any insight is appreciated.