PO Rule Proposal - Eliminating Debt

[Poof]

Your a good dude and i normally enjoy your posts, but this whole post is pretty ignorant. People need point loans for the same reason they need car or home loans, they want to buy something or in this case redeem for something and they don't have enough points for it all at once. So they borrow it and earn it back a little at a time so they can repay it when it comes due.

This is a crazy comparison, to buy a car or a home we are talking several thousands of dollars. There are also pretty good penalties for not paying on time, more fees, and if just don't pay it, like alot do, you will lose your home or car.

Alot of these defaults and loans are over $5. If you can't afford that for your hobby, you probably shouldn't be playing. There are no loans for other hobbies such as bowling, golf or any other hobby you would do irl.

I completely get once in a while someone might be in a bind, but there are others who rely on them to be able to play which is going about it the wrong way, they find themselves constantly in the hole.