sicne this wont help if u give loans out to new users or people u dont know,,,, i hope poeple dont go loan crazy to any1 lol,,, hopin to get thier points back tho ,,but one thing i always wonder then,, if someone is NEW<, and they ask for small loan, and they seem nice,, how do we help them to get started with a good rating tho??? if noone will loan th em in the beggining?? someone has to take a chance forst i guesss?? just wonderin,, OK

nice zab and lol at lulabell haha