Loan insurance- 1% taken from each trade to low?

[Rcktwrangler]

well the insurance is there to make sure you DO get paid back in full but not bankrupt the insurance bank at the same time.

I realize that , that's why I suggested you change it to 2% so you can pay out a little bigger amounts at a time to make the payback process faster. I have not made any bad loans to new members.