Quote Originally Posted by bbno3 View Post
So basically what this all means is that yes you could not ever pay it back and let it all come out promotions and everything and be done automatically. However what it means is you wont be able to have a loan for a much longer period and your more likely to get negative feed back. so it means whoever lent the points is much more likely to get there points back and a lot faster to than what we currently may have to wait for.
How is anything you said different from what we already have? If someone get any points in anyway you can just go to debt collector and take the points from their account that they owe you. On your own without their permission needed. The only thing you said that I like is that they will have to wait however many days they were in default to take out another loan.