It shouldn't cost you $69 to get a unsecured credit card for $1,000, because when you get it you will see the interest rate is probably 29 to 49% apr which is standard high risk rate and most any credit card company dealing with B credit (or high risk) consumers will gladly give you one of their "rip off" credit cards and on your first bill you have been charged a big processing fee, an annual fee, a monthly maintenance fee..and so on, leaving you a new balance of $200 or more and you haven't even spent a penny on the credit card yet. DO NOT FALL FOR THESE SCAMS! first premier, capital one, orchard bank.. a few of the killer companies that you don't want a credit card from, if you have poor credit.