and when u buy points*
u missed that bit out and i know people have started moaning cuz they didnt know lol
its 5% now i believe cuz zab added more promos, reducing it is a BAD idea...if the economy is up and zab is getting more points from the % reduction he can add MORE promos, start reducing the rate and it means at best he wont be able to add any more promos n i for one am always up for new free shit