Has one of your horses not make good on you ?
Someone did not sent back their share of the winnings ?
Protect Yourself :
Wall of Shame : ( If someone cant pay a small loan, and is in default, imagine how unlikely they are to pay back your share of the winnings )
Link to Wall of Shame : http://www.pokerowned.com/forums/shamewall.php
And dont forget to do a Background Check : http://www.pokerowned.com/forums/bgcheck.php
List them here !