In my opinion, if the trader is legit, they will send the money first. Especially if they are a fairly new member, never-ever send them the points before you receive the money.
Chris Tucker said it best in the movie Money Talks "Come on, come on, ah ah, same time man I don't know you, same time!"
http://www.moviewavs.com/0084356043/.../same_time.mp3