Loan shark payments

OBVIOUSLY NO ONE WANTS TO DEFAULT!

But, it happens sometimes and i think that a good idea would be an addition to Loan Shark. A way to make payments on your debt.. You would remain completely still in default until you are out of default by paying your debt. Personally, when i get into default my first goal is to pay back the debt and sometimes offers aren't cutting it by lack of ones that will convert nor are people buying what i am selling in marketplace. I cash in tourneys and generate PO points that way and wish there was an option to pay 1000 PO points back etc. to my debt before i use them for tourneys. I know there is a debt collector option for the person who loans! Sometimes the person doesn't collect the debt and waits until you have it all at once and I thought that it would be cool if there was a way to chip away at your debt. Just a thought. :p